●OFFICIAL CENSUS & CIVIC REGISTRIES • 42,640 POSTAL CODES
INDEPENDENT RESEARCH • VERIFIED PUBLIC DATA
✓ Verified Census & Municipal Data🏷️ Metropolitan Growth Corridor📍 Denver, CO

Denver (LoDo) (80202)

A high-momentum, rapidly maturing Denver-Aurora-Lakewood submarket, generating strong 5.22% gross rental cash yields for income-focused buyers, strong neighborhood walkability (65/100 walk score), and Grade A+ K-12 public schools—ranking in the Top 30% Nationally.

Home Value
$540,000
Median Rent
$2,350/mo
Gross Yield • P/R Ratio
5.22%/ 19.1x
Primary Housing
Single-Family(68%)
Density & Scale
High(12.4k)
Median Income
$115,000/yr

The ReloQuotient

Top 30% Nationally

Composite 67/100

B+
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Civic Boundary Radius
EXECUTIVE BRIEFING & LIVABILITY ANALYSIS

Denver (LoDo) (80202) Neighborhood & Livability Overview

An objective data synthesis of housing costs, walkability, economic momentum, and civic infrastructure.

Denver (LoDo) (80202) is classified as a metropolitan growth corridor with an overall ReloQuotient score of 67/100. With balanced home prices of $540,000 against median rents of $2,350/mo, the neighborhood offers a healthy 5.22% annual rental yield alongside steady property values. Rent takes up a comfortable 25% of median household earnings ($115,000/yr), leaving healthy monthly room for savings and daily living. Commuters enjoy an efficient 21.9-minute average trip each way, with convenient access to regional job centers. Emergency healthcare routing averages 5.6 minutes to regional 24/7 acute trauma facilities (Immediate Access (< 10 mins)).

Gross Cash Yield
5.22%
Balanced Yield
15-Min Walk Score
65/100
Car-Dependent Suburban
5-Yr Income Growth
+27%
Steady Maturation
K-12 Schools & Safety
Grade A+ / B+
District Rating: Grade A+
STRATEGIC BREAKDOWN

Analysis by Resident & Investment Goal

🏢Property Investors
5.22% Yield • 19.1x P/R

As an attractive cash flow market, Denver (LoDo) delivers a strong 5.22% gross rental yield paired with approachable home prices ($540,000). With 75.3% renter households, the neighborhood offers healthy monthly cash margins for property investors and house hackers.

✅ Underwriting Advantages
  • 19.1x price-to-rent multiple (balanced rent-to-price ratio).
  • 75.3% renter saturation drives rapid tenant absorption.
  • +27% 5-year income growth supports rent expansion.
  • 6.5% market vacancy rate minimizes turnover downtime.
⚠️ Watch-Outs & Drag
  • 0.52% effective property tax rate requires escrow buffer.
  • 1998 build vintage warrants capital expenditure reserves.
💰 Capital Multiple: 19.1x P/RBalanced Cash Flow
💼Working Professionals
Walk Score 65/100

For working professionals, Denver (LoDo) provides a balanced daily commute averaging 21.9 minutes, ensuring dependable travel routes to primary job centers. Daily errands are primarily vehicle-dependent, offering quiet residential streets and easy suburban parkway driving.

✅ Lifestyle & Mobility Upside
  • 21.9-minute average commute avoids peak highway gridlock.
  • 81.3% degree-holder concentration fosters peer networking.
  • 34.2 mi of bike lanes & 84 EV ports.
⚠️ Relocation Trade-Offs
  • $2,350/mo median rent requires strong earnings baseline.
  • 14 annual AQI alert days recommend indoor HEPA filtration.
🏡Families & Homebuyers
K-12 Schools: Grade A+

For families relocating to Denver (LoDo), the neighborhood provides academically rated public school catchments (Academic Rating: Grade A+), an evening safety grade of B+, and rapid 5.6-minute transit access to regional 24/7 acute trauma centers.

✅ Family Advantages
  • Public school academic proficiency benchmark: Grade A+ (District Proficiency Standard).
  • Adult Post-Secondary Attainment: 81.3% degree holders (Workforce Foundation Grade A+).
  • Emergency Healthcare Routing: 5.6 minutes to nearest 24/7 acute trauma center (Immediate Access (< 10 mins)).
  • 82/100 evening illumination (Safety Grade B+).
⚠️ Family Considerations
  • Valuation Multiple: 19.1x Price-to-Rent Ratio (balanced buy-vs-rent equilibrium).
  • $540,000 median home value (Single-Family Basis). Represents a stable entry equity basis for long-term family ownership.
  • 75.3% tenant saturation indicates higher density than suburban tracts.
⚖️ Price-to-Rent: 19.1xBalanced Parity

Denver (LoDo) (80202) Monthly Cost to Own vs. Rent

Pre-populated with verified municipal taxes (0.52%), local market rent ($2,350/mo), and neighborhood upkeep costs.

Down Payment:20% ($108,000)
Min: 10% ($54,000)50%100% Cash Purchase
Mortgage Rate (30-Year):5.99%
Min: 3.5%6.0% BenchmarkMax: 9.0%
Self-managed landlord baseline (0% fee)
Monthly Cash Inflow vs. Operating Outflow
Gross Monthly Rent Inflow+$2,350/mo
Mortgage Payment (Principal & Interest)-$2,587
Property Taxes (Local 0.52% Rate)-$234
Homeowner Insurance (Building Structure)-$174
Maintenance & Repairs Fund-$188
Unoccupied Rent Buffer (6.5%)-$153
Total Monthly Carrying Cost-$3,336/mo
Net Monthly Rental Cash FlowNegative Monthly Carry
-$986/ mo

Monthly mortgage debt exceeds rent at 20% down. Requires ~50% down ($272,680) to achieve a $0/mo cash flow breakeven at 5.99%.

Cap Rate
3.56%
Cash-on-Cash
-9.96%
Mortgage Coverage
0.62x
💡 Calculations calibrated to physical replacement values, standard 30-year US mortgage terms, and verified census tenancy data.
INDEPENDENT CIVIC BENCHMARKS

Core Fundamentals: Housing Costs, Growth & Livability in Denver (LoDo) (80202)

Objective civic and economic indicators triangulated against Metro (Denver-Aurora-Lakewood, CO) and National baselines to guide relocation and investment decisions.

Pillar 01 • Housing Capital Basis & Rental Cash FlowBalanced Buy-vs-Rent Equilibrium (19.1x multiple)
Colorado Median Home: $545,000

Daily life in Denver (LoDo) features everyday travel times averaging 21.9 minutes each way (18% faster than national averages), a 15-minute walkability and amenity score of 65/100, and swift access to regional 24/7 acute trauma centers (5.6 minutes away). Evening street lighting and civic infrastructure score 82/100 (Safety Grade B+). Active transportation infrastructure includes 34.2 miles of dedicated cycle tracks and 84 public EV charging stations.

Average Daily Commute
21.9 mins
▼ 16% faster than Colorado (26.1m)
15-Min Walkability
65/100
High Pedestrian Access
Schools & Safety
K-12 Schools: Grade A+
🎓 Higher Ed: 81.3% Degrees (Grade A+)
Academic Proficiency: Grade A+
Safety Grade: B+
Emergency Healthcare
5.6 mins
24/7 Acute Trauma & Emergency Routing
Immediate Trauma Access
Strategic Livability Impact: A 21.9-minute transit time eliminates ~35 hours of lost annual personal time compared to national drivers, while immediate pedestrian access to groceries, dining, and Level 1 pediatric healthcare simplifies everyday family and professional logistics.
📘Civic Metric Glossary & Indicator Definitions
Median Home Value:
Midpoint transaction value across residential sales in this postal code, reflecting the area's dominant housing stock (single-family detached). Where multi-unit strata units dominate, detached single-family homes typically command higher price points.
Median Contract Rent:
Actual monthly contract rent collected by active landlords, establishing recurring residential carrying costs.
Gross Rental Yield:
Annual gross rental revenue divided by total asset purchase price, measuring capital efficiency prior to operating overhead. Read yield formula →
Price-to-Rent Ratio:
Valuation multiple measuring total purchase cost divided by annual rent; multiples above 20x favor renting over buying. Read ratio guide & case studies →
5-Year Income Growth:
Compound percentage change in median household earnings over a 5-year census tracking cycle.
Investment Velocity Index:
Composite algorithm scoring municipal building permits, capital transactions, and business starts (0–100).
Degree Attainment:
Proportion of adults aged 25+ holding a bachelor's degree or higher, measuring workforce competitiveness.
Housing Vacancy Rate:
Percentage of uninhabited residential stock, reflecting lease absorption velocity and housing liquidity.
Average Daily Commute:
Mean one-way travel duration across all transit modes to primary municipal employment centers.
15-Minute Walkability Index:
Pedestrian accessibility score (0–100) evaluating proximity to essential daily grocery, pharmacy, and dining nodes.
Academic Foundation & Schools:
Educational environment evaluated from neighborhood degree attainment and verified local public school attendance centers.
Emergency Healthcare Response:
Drive-time transit window to the nearest accredited Level 1/2 trauma hospital and pediatric emergency department.
CIVIC & MUNICIPAL INFRASTRUCTURE

Housing Stock Vintage & Civic Infrastructure

Housing Stock & Vintage
1998 Construction

The midpoint construction year for residential buildings, indicating architectural era and expected maintenance reserve needs.

Categorized as Mid-Century / Aging with a healthy 6.5% vacancy rate (Balanced Market).
🏛️Dominant Housing: Single-Family Detached (68%)
68% Single-Family • 20% Townhomes/Duplex • 12% Condos
Effective Property Tax
0.52% Rate

The annual property tax percentage charged by local municipal and county governments relative to actual home market valuations.

Categorized as Tax Advantaged. Annual escrow for median home equals ~$2,808/yr.
Trauma & Pediatric Care
5.6 Min Drive
24/7 Acute Trauma & Emergency Routing

The estimated road travel time in minutes to reach the nearest 24/7 hospital with a certified trauma center and pediatric emergency care.

Categorized as Immediate Access (< 10 mins) to Level 1/2 trauma and 24/7 pediatric care facilities.

Denver (LoDo) vs. Denver-Aurora-Lakewood Metro

Objective side-by-side comparison of Denver (LoDo) against Denver-Aurora-Lakewood Metro regional benchmarks.

Comparative Demographic & Livability Ledger: Denver (LoDo) (80202) vs. Denver-Aurora-Lakewood Metro
Indicator MetricDenver (LoDo) (80202)Denver-Aurora-Lakewood Metro
Median Home ValuationSingle-Family (68%)
$540,000$545,000
Median Gross Rent$2,350/mo$1,820/mo
Rental Cash Flow Yield5.22%4.01%
Average Commute Time21.9 mins26 mins
Public School Rating (K-12)
District academic proficiency & student-teacher ratio benchmark
Grade A+Grade B
Higher Education Attainment
Adults with Bachelor Degree+
81.3%49%
Emergency Healthcare Drive
Transit routing to nearest 24/7 emergency trauma care
5.6 mins8.5 mins
Nighttime Safety GradeGrade B+Grade B
Tenant Saturation (Renters)75.3%40%
Effective Property Tax0.52%0.51%
FREE 4-PAGE NEIGHBORHOOD BRIEFING (PDF)

Download the Complete 4-Page Denver (LoDo) (80202) Relocation Briefing

A presentation-ready civic briefing designed for homebuyers, relocators, and capital allocators. Formatted for sharing with spouses, mortgage underwriters, and financial advisors—complete with unredacted carry costs, 5-year economic growth metrics, localized tax schedules, and emergency hospital access.

📄 4-Page Executive Briefing⚡ Instant PDF Delivery🔒 100% Free Civic Data🏛️ Verified Public Records
ReloQuotient™
OFFICIAL
Neighborhood Report
Denver (LoDo)
ZIP Code: 80202
Overall Livability Rating
Grade B+67/100
📄 4-PAGE PDF BRIEFING
✦ What Is Included in the Complete 4-Page PDF Briefing:
✓Property Tax Escrow & Carry Cost Breakdown: Detailed annual escrow schedules, localized effective mill rate breakdowns, and housing stock age CapEx reserve guidelines.
✓Emergency Healthcare & Pediatric Hospital Corridors: Exact GIS-routed drive times to Level 1 trauma and pediatric emergency centers, evening illumination scores, and neighborhood safety indices.
✓5-Year Economic Momentum & Wage Influx Trends: Verified multi-year growth indicators tracking degree-holder migration, household wage growth velocity, and commercial permit expansion.
✓Commute Cost Savings & Micro-Mobility Ratings: Quantitative analysis comparing transit savings vs downtown CBD cores, bike infrastructure corridor ratings, and EV charging station density.
✓Bank- & Family-Ready Decision Format: 100% ad-free, 4-page printable briefing formatted specifically for mortgage lenders, financial planners, co-signers, and spouses.
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Target Location: United StatesCODenver (LoDo)80202
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Frequently Asked Questions About Denver (LoDo) (80202)

What is the livability score and overall grade for Denver (LoDo) (80202)?

The overall ReloQuotient for Denver (LoDo) (80202) is graded B+ (67/100), ranking in the Top 30% Nationally. Classified as a Metropolitan Growth Corridor, this score reflects an objective synthesis of housing economics, economic growth velocity (52/100), and nighttime safety (82/100).

How affordable is housing in Denver (LoDo) compared to regional benchmarks?

Median home values in Denver (LoDo) sit at $540,000 (Single-Family Basis) against contract rents of $2,350/mo. At a price-to-rent multiple of 19.1x, housing is categorized as Balanced Yield with an affordability grade of B+.

How safe is Denver (LoDo) at night, and what is emergency hospital proximity?

Civic infrastructure assessment in Denver (LoDo) records a Nighttime Safety Score of 82/100 (Grade B+). The drive-time to the nearest regional 24/7 acute trauma center is approximately 5.6 minutes (Immediate Access (< 10 mins)).

What is the average commute time and transit connectivity in 80202?

Commuters in Denver (LoDo) average 21.9 minutes each way (18% faster than national average). The area includes 15.2 transit stops per km², 84 public EV charging ports, and 34.2 mi of dedicated cycle tracks.

Who is Denver (LoDo) best suited for: property investors, working professionals, or families?

Operating as a Metropolitan Growth Corridor, Denver (LoDo) offers a 5.22% gross yield for property investors, a 65/100 15-minute walk score for professionals, and Grade B+ nighttime safety for families.

Benchmark Denver (LoDo)'s yields, commute, and schools against any postal code.

🔍B▼
Metric80202T3N
Overall GradeB+ (67)B (54)
Home Price$540k$585k
Median Rent$2,350$2,150
Rental Yield5.22%4.41%
K-12 Schools / SafetyGrade A+ / B+Grade B / B
Open Calgary Northeast (Cityscape / Skyview / Redstone) (T3N) Scorecard →
FREE 4-PAGE PDF DOWNLOAD

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